FIRST FEDERAL SAVINGS BANK &lt;FFSD.O> 2ND QTR NET
  Qtr ended March 31
      Shr 88 cts
      Net 973,000 vs 713,000
      Six mths
      Shr 1.35 dlrs
      Net 1,497,000 vs 1,464,000
      Note: Bank went public on Dec 29, 1986.
  

